Get the latest version
Download the newest build from your Gumroad Library, then install it over your current copy:
-
Download and open the
.dmg. - Drag Budget Planner to your Applications folder.
- Choose Replace when macOS asks.
Your accounts, income, expenses, scenarios and settings are kept because they are stored outside the app. Budget Planner also makes a safety copy of your data before an update changes its format.
More detail is in the Updating the app guide in the help centre.
Version 2.2.1
20 October 2026
Features
- Assistant access, a new setting in Settings that's off until you turn it on. While it's on and Budget Planner is open, an AI assistant on your Mac, such as the Tiong Creative assistant in Claude Desktop, can read your budget, accounts and scenarios and add or change expenses and scenarios, and the window shows its changes straight away. It can't delete anything or change your income, accounts, categories or settings, and restoring a backup doesn't turn it on. How to set it up is in the Using an AI assistant guide in the help centre.
Version 2.1.2
17 October 2026
Features
- Editing a bill or income that has already been paid now asks what's changing. Choose "It changes from a date" and earlier months stay exactly as they were, or "Fix a mistake" to correct it for every date.
- Change how often you pay from a date, for example from yearly to monthly. Earlier months keep the old payments.
- New "Every 6 months" option for subscriptions billed twice a year.
- Pausing an item now stops it from today, so earlier months still show what you paid. Resume it from the date you choose, and the item shows when it resumes.
Changes
- Amounts are now changed in the edit window rather than by clicking the amount in the list, so a quick edit can't overwrite earlier months by mistake.
Version 2.0.2
First release
Features
- See your budget by week, fortnight, month or year, two ways: Actual shows money on the day it moves (pay on payday, bills on their due date), and Run Rate shows the smooth average.
- Fixed expenses count on their payment dates. Estimates, like fuel or groceries, are spread evenly, and a helper works one out from what it costs each time and how often.
- Change an amount from a date, like a rent rise or a new insurance price. Earlier periods keep the old amount.
- Track your accounts and their balances over time, and your net worth, including property and other assets.
- Affordability: try out a loan or mortgage against your budget, with upfront costs, the accounts that pay for them, and an emergency buffer you want to keep aside. Save scenarios, compare them, and archive the ones you are done with.
- Close an account, or end a recurring item from today, instead of deleting it, so your history stays.
- Backups: a daily automatic backup, restore points you can name, a safety copy before every restore, and an optional backup folder you choose, such as one in iCloud Drive.
- Search your income and expenses by name or category, including ones that have ended, so you can check whether something is already in your budget.
- Show ended items alongside the current period, so a subscription you marked ended by mistake is easy to find and restart.
- After looking back at earlier weeks or months, one click takes you back to this week, month or year.
- Choose your currency. Amounts are written the way your Mac is set up.
- Light and dark mode, and Check for updates in Settings.